Quick and Reliable Funding for Real Estate Projects

Hard Money Loans

Hard money loans help small businesses expand by giving them the cash they need now.

Understanding

Hard Money Loans

Buying property can be expensive and getting a commercial mortgage may take months.

Many small businesses have difficulty getting traditional bank loans because they lack the credit required or haven’t been in business long enough. When you need to act fast to close on the property you want, consider a hard money loan.

Hard money loans let you leverage the equity of your business’s hard assets to get cash in as little as 24 hours. Secured loans don’t require the high credit scores needed for most traditional bank loans. The loan is backed by the value of your business assets instead. Not in the market for real estate? Hard money loans can be used for equipment, inventory, and working capital. Talk to our brokers to find out how a hard money loan can help your small business move forward.

How to Effectively

Apply Funds

Hard Money Loans

In today’s competitive real estate market, cash speaks louder than words. If you’re seeking real estate for your business, being able to make a cash offer may mean the difference between getting the property you want and having to settle for less. Traditional banks and credit unions have strict lending requirements that can be difficult to meet. The application process typically takes weeks or months before a decision is made. By then, the property you’re hoping for could be sold to another company.

Hard money lenders give you cash based on the value of your ‘hard’ assets. Those assets could be real estate, equipment, inventory, or interest in the company. The lender gives you a percentage of the asset value upfront, which you can use to put down a cash offer on the real estate you want. Even if your business credit is damaged, a hard money loan can still work for you. Because your loan is secured, lenders don’t focus on your credit score.

Funding Options

Real Estate

Don’t wait around for a traditional bank loan when you can get cash for new property right away. Leverage the equity in your business assets to onboard your next office, investment, or fix & flip property. Replace a hard money loan with traditional financing or pay it off with the profit from your investment without being locked into a long-term mortgage.

Equipment

Hard money loans let you replace and upgrade equipment without waiting to sell off your old equipment assets. You can use the incoming equipment or an existing asset to secure the loan, even if you have bad credit. Why sacrifice a minute of your company’s productivity? Get cash today.

Inventory

Are you gearing up for a big sales season, and need to fill your shelves quickly? Hard money loans help you bring in inventory fast so you don’t miss out on revenue. Or, leverage your existing inventory to get cash for other needs, like payroll and new projects. Let our brokers show you how flexible a hard money loan can be.

Still Have Questions?

We’ve Got The Answers

Q. Are hard money loans risky?
It’s important to assess your company’s financial health before entering into any loan agreement. Hard money loans typically have shorter terms and higher interest rates than traditional loans. That means your business must be prepared to pay the loan in a few months or a few years, depending on your lending agreement. The collateral assets you use to secure the loan may be seized by the lender if you’re unable to pay back the funds.
Q. How do I find the best hard money lender?
With all of the lender options out there, it can be hard to tell who to rely on for your hard money loan. To find the best lender, work with one of our brokers, who will help you compare loans and choose the one that’s right for your small business. Save time and hassle by utilizing our vetted lender network.
Q. When is a hard money loan not a good fit?
Hard money loans are fast and easy to qualify for. This convenience, however, is tempered with higher interest rates and shorter terms. If you can afford to wait for long-term financing, you may save money by seeking a long-term loan.
Q. What is a hard money loan vs. a commercial mortgage?
Hard money loans have terms lasting several months to a few years. A commercial mortgage has longer terms, typically from five to twenty years. Hard money loans are also easier and faster to get than most commercial mortgages. Commercial mortgages usually have lower interest rates than hard money loans.

Hard Money Loan

Advantages

  • Get cash fast 
  • Bad credit, no problem 
  • 75% LTV or higher

What We Do

Why Clients Choose Us?

Clients choose us for our commitment to delivering personalized financial solutions that align with their business goals. Our team’s dedication to transparency, speed, and exceptional service ensures a seamless experience from application to funding.

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